Reyna De La Cruz had checked out 15 flats, not less than.
About half of the landlords rejected her. The opposite half by no means responded in any respect.
De La Cruz and three of her children had been dwelling in a camper parked on a nook in San Francisco’s Bayview neighborhood. They’d been there since De La Cruz was laid off from her job at Wingstop in 2020. However their little household wanted an actual house. De La Cruz saved a want listing: sufficient bedrooms and loos for her and her children, a kitchen sufficiently big to prepare dinner in recurrently and, if she was fortunate, a yard.
In Could, the San Francisco Housing Authority had issued De La Cruz an emergency housing voucher. These vouchers, a part of a $1.1-billion Biden administration effort to quickly home People in the course of the top of the COVID-19 pandemic, are imagined to be a golden ticket: a promise that the federal authorities pays most of a recipient’s hire for years.

Reyna De La Cruz speaks to a Catholic Charities outreach employee from the doorway of the camper the place she lives along with her three youngsters in San Francisco.
(Paul Kuroda/For The Occasions)
However 4 months after receiving the voucher, De La Cruz and her household had been nonetheless homeless. The hurdles to discovering a house felt insurmountable: she spoke Spanish, not English; few items had been out there, and in the event that they had been, they had been too costly; and landlords didn’t need to settle for a voucher, or home somebody who was homeless.
Related issues plague different cities’ efforts to make use of the brand new vouchers.
A 12 months and a half after they had been handed out, simply 56% of the brand new vouchers have been used throughout the nation. In California, which has one of many worst housing crises within the nation, lower than 50% of emergency housing vouchers are in use. And in San Francisco — one of the crucial costly housing markets within the nation — simply 44% of the 906 vouchers the town obtained have really housed folks.
As The Occasions has beforehand reported, some costly cities, together with San Diego, have excelled in inserting folks into houses with the vouchers.
Regardless of the efforts of its native housing company and metropolis authorities, although, San Francisco has fallen behind. Voucher recipients like De La Cruz discover themselves misplaced within the rental market maze, clutching their golden ticket to a house, however with little steerage on find out how to attain the prize.
“I typically don’t need to carry on going. I need to simply quit,” De La Cruz stated. “If I had anyone sitting subsequent to me, guiding me, coming with me to the items, calling the managers and landlords” — perhaps then, she may put her voucher to make use of and safe a house for her household.

Efrain Sandoval, a program supervisor with Catholic Charities SF, visits Reyna De La Cruz on the camper the place she lives along with her three youngsters in San Francisco’s Bayview neighborhood. He helped her apply for an emergency housing voucher in March.
(Paul Kuroda/For The Occasions)
To discover a house, De La Cruz and different San Franciscans with emergency housing vouchers should navigate not solely the town’s tight rental market, but additionally the thicket of organizations the town has enlisted to assist them.
De La Cruz, a soft-spoken 37-year-old who immigrated from Guatemala in 2014, had been dwelling homeless in Bayview for simply over a 12 months when Efrain Sandoval, a program supervisor for Catholic Charities SF, knocked on her door in December 2021.
De La Cruz was struggling. Her hair was usually thrown right into a low bun, and though her smile was heat, her eyes betrayed stress. The tank that holds the household’s water provide wanted to be refilled each three days. The camper was too small to prepare dinner correctly. Her children, two of their teenagers and one in his early twenties, had been offended about their scenario, and threatened to run off. Nobody had sufficient area.
Three months later, Sandoval, the identical Catholic Charities SF program supervisor, confirmed up at De La Cruz’s door once more. His group, he defined, was amongst a handful of community-based nonprofits that the town relied on to refer folks into the voucher program. The group’s workplace was only a quick stroll away.
Sandoval unfolded a desk and chair — a makeshift workplace — on the curb outdoors De La Cruz’s camper, and walked her by the 29-page voucher software, ending it that very same day.

Cynthia Scott of Catholic Charities, left, visits Tammie Haley, who lives in her van along with her husband, to assist information her by the applying course of for the emergency housing voucher program in San Francisco.
(Paul Kuroda/For The Occasions)
In Could, the San Francisco Housing Authority accepted De La Cruz for a voucher. However the company couldn’t attain her; De La Cruz was behind on her telephone payments.
As a substitute, Sandoval noticed De La Cruz’s identify on the housing company’s listing of individuals slated to obtain a voucher. He tried calling and texting De La Cruz. Later that day, he walked over to her camper, found her telephone was out of service, relayed the excellent news and instructed her the subsequent steps.
She eagerly attended a briefing on the housing authority and obtained a packet of knowledge on the method: how a lot her voucher was value, a discover that the voucher would expire in 120 days, a guidelines for what to search for in a brand new house, a delineation of her rights, and an inventory of sources.
The packet additionally included a brand new level of contact — a housing navigator at Windfall Basis, one other native nonprofit, who would assist her discover a house. In San Francisco, the organizations that assist voucher recipients discover houses are separate from the nonprofits that refer folks into this system. Catholic Charities SF fulfilled its function in signing De La Cruz up for a voucher, and now Windfall Basis would assist her with the housing search.
A whole bunch of miles to the south, San Diego makes use of a distinct system. About half of the service suppliers that help that metropolis’s emergency voucher program not solely assist purchasers apply for vouchers, but additionally help them of their housing search. The San Diego Housing Fee additionally employed 5 full-time specialists to assist out with housing searches that referring companies can’t deal with. San Diego’s voucher recipients sometimes take care of fewer entities and are much less prone to fall by the cracks.
In San Francisco, De La Cruz was not so fortunate. Inside weeks of receiving her voucher, she realized she could be on her personal in her seek for a house. Her level of contact at Windfall didn’t communicate Spanish, and nobody on the company got here knocking on her door or knew precisely the place her camper was parked, she stated. (The Occasions referred to as Windfall’s quantity a number of instances to ask about De La Cruz’s case; nobody answered. A voicemail message was not returned.) She discovered that calling the opposite sources listed in her briefing packet was fruitless. Often, nobody picked up. When somebody did, she ran right into a language barrier.
With greater than $4,000 a month in federal funds to assist her pay for housing, and her identify within the information of not less than 4 metropolis and nonprofit teams, De La Cruz was nonetheless left alone to navigate the housing search. So she restricted it. She thought of solely the listings that she may pull up on her telephone on Zillow. She primarily toured flats round Bayview, close to the place she was parked. And he or she solely talked to landlords who spoke Spanish.
Usually, earlier than she may even apply for a unit, landlords would inform De La Cruz that they didn’t work with individuals who had housing vouchers. (It’s unlawful to discriminate towards voucher holders, however landlords stay reluctant to just accept them.)
If a landlord was keen to just accept a voucher, she’d discover out that the unit value greater than her voucher would cowl.
Voucher recipients sometimes pay 30% of their revenue towards hire, and the voucher covers the remaining. Most cities use a single quantity, referred to as a good market hire charge, to find out the utmost quantity a housing voucher is value. For a three-bedroom voucher in San Francisco, that quantity is $4,111. Emergency housing vouchers can be utilized at 120% of the honest market charge, which implies De La Cruz’s three-bedroom voucher might be utilized to a unit with a hire of as much as $4,933 per 30 days. On Condominium Listing, the typical month-to-month hire for a three-bedroom in San Francisco tops $5,000.

Efrain Sandoval and Cynthia Scott, proper, of Catholic Charities go to the encampment of a homeless particular person they’re making an attempt to assist discover housing for in San Francisco.
(Paul Kuroda/For The Occasions)
A extra nuanced strategy would possibly supply benefits. Some jurisdictions throughout the U.S., together with San Diego, use small-area honest market rents, that are calculated by ZIP Code inside a metropolis. Because of this the quantity a voucher can cowl varies by neighborhood. In dearer neighborhoods, vouchers are value extra.
A lot of the jurisdictions the federal authorities has required to make use of this method — together with San Diego — have housed voucher recipients at charges above the nationwide common. Housing companies elsewhere are allowed to choose in, however many costly cities, together with San Francisco, haven’t.
Even when De La Cruz managed to discover a landlord keen to work with vouchers and a unit inside her value vary, she confronted a 3rd hurdle. Rental purposes typically request potential tenants to listing a present deal with, and De La Cruz didn’t have one, tipping landlords off that she was at the moment homeless. After that, she’d usually simply by no means hear again.
“I don’t need to lie on purposes, both,” De La Cruz stated. “I really feel trapped.”
Her battle to safe a house dragged on for months.

Molly Bodkin holds her 10-month-old son Elijah subsequent to the varsity bus the place their household lives.
(Paul Kuroda/For The Occasions)

A plant hanging from a rearview mirror provides a home contact to a college bus that serves as dwelling quarters for a homeless San Francisco household.
(Paul Kuroda/For The Occasions)
In San Francisco proper now, about 200 folks have the brand new vouchers in hand, are able to be housed and are nonetheless homeless. Nationally, that quantity is round 30,000 folks.
Simply steps from De La Cruz’s camper, a household lives on a faculty bus parked towards the curb. Molly Bodkin has had an emergency housing voucher since June, which she hoped may lastly home her, her accomplice, and their two youngsters. However her makes an attempt at securing housing had been fruitless — poor credit score meant rejection after rejection from landlords. After years of homelessness, the housing search and software course of felt too daunting, and, like De La Cruz, she additionally felt like giving up.
Even success tales got here with battle. South of Bayview, a household of 4 with an emergency voucher moved into a house in San Francisco’s Visitacion Valley in September. The Torres household secured housing after months of denials — additionally pinned on unfavorable credit ratings — and little steerage by this system from housing help providers, stated Doria Torres. The household’s saving grace got here from a property supervisor who was touched by their story. Torres was grateful, however almost gave up on the method as nicely.
The San Francisco Housing Authority and the town’s Division of Homelessness and Housing level to the town’s robust rental market as a motive for the town’s low voucher utilization numbers: Lease is excessive, vacancies are low and receiving 906 vouchers directly and effectively distributing them is a monumental process, they stated. Given these hurdles, the town stays pleased with its progress with the vouchers, officers stated, notably as native authorities companies and nonprofits operated with fewer workers because of the pandemic.
The town’s service suppliers “are very dedicated and perceive the significance of sustaining communication and engagement with our people and households. … Generally we lose contact with people if their telephone quantity modifications. That occurs fairly usually. Our companions are actually conscious of that risk, and so they collect details about the place people hang around and the place they’re staying,” stated Alan Guttirez, supervisor of housing subsidy packages with the Division of Homelessness and Supportive Housing. “Generally there’s simply boundaries to staying in contact.”

Beforehand homeless Shayla Anderson and boyfriend Eddie Ordenez kiss earlier than heading to their new house, which Catholic Charities helped them discover.
(Paul Kuroda/For The Occasions)
One morning in August, Sandoval, the Catholic Charities SF program supervisor who had knocked on De La Cruz’s door the earlier winter, observed that she was nonetheless dwelling out of her camper.
De La Cruz instructed him about her struggles to safe housing even with the voucher. Sandoval stated he reached out to contacts on the metropolis on her behalf, and pushed them to reassign De La Cruz to a Spanish-speaking housing navigator within the neighborhood.
Jessica Lopez, De La Cruz’s new housing navigator — additionally with Catholic Charities — pulled a lot of the burden of the housing search. She referred to as landlords to confirm in the event that they’d be keen to work with a voucher (and reminded them it’s unlawful to refuse), defined that prices just like the rental deposit could be coated, instructed the household’s story and assisted De La Cruz with purposes.
By a sunny Wednesday in mid-September, Lopez had submitted paperwork for a unit in Bayview. The owner simply wanted to lower the hire by about $80 a month to suit inside De La Cruz’s voucher limits. To steer the owner to just accept the applying, the town supplied a $1,000 incentive, Lopez stated.
On Oct. 15, De La Cruz and her children lastly moved into a brand new house. It was freshly painted blue, trimmed in off-white, with stairs resulting in the doorway, 4 blocks away from the place her camper was once parked.
It even had a yard.